How It Works

Learn more about how to get your auto loan fast. We’ll explain what independent financing is and how the online auto loan process works.

About Third-Party Financing

Third-party financing refers to any loans that you obtain outside of the dealership from which you purchase your vehicle. Third-party financing may also be referred to as independent financing. If you want your auto loan fast, independent financing can be just as quick and convenient as dealership financing. With online financing, you can apply for a loan from your computer and even get an approval decision online. Many lenders allow you to complete this process in just minutes, so you can get your auto loan fast. Once you qualify, the lender will likely give you a check for the amount for which you’ve been approved, and you can then write the check to the dealer when you’re ready to buy the car.

Where to Get Independent Financing

Independent financing is available from multiple sources, not all of which enable you to get your auto loan fast. Here are the most common sources of third-party financing:

• Brick-and-mortar banks
• Credit unions
• Online banks/financing

The Online Auto Loan Process

You can get your auto loan fast with us in just a few steps. Here is how the online lending process typically works:

1. Sign up for quotes with us. Your first step is to check out various online lenders by signing up with us for up to five free quotes. You will need to provide us with your name, email, address, etc. on our free form.
2. Immediately get quotes from at least four different lenders. As soon as we get your contact information, we will show you at least four quotes from lenders that can help you get your auto loan fast. You can view them side by side to make your comparison fast and easy. We make saving on your auto loan easy!
3. Apply to get your auto loan fast with one of the lenders. If one of the lenders makes you an acceptable offer, you may then apply for an auto loan on the lender’s site. Usually, the lender will have a short and simple online application.